VP/AVP Life Insurance Underwriter

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Job Identification Number: 231

Location: New York, NY

Job Type: Direct Hire

Job Category: Insurance

Qualified candidates, please attach resume when applying.

Overview

Our NYC Based Life Insurance Underwriting Project  team is responsible for projects strategy, sales, underwriting, account management and overall profitability. 

This VP/AVP Life Insurance Underwriter will provide  underwriting services for new business and renewals for life insurance and group life insurance business’s.

The  Underwriter is responsible for evaluating risk characteristics inherent in life insurance plans for prospects as well as renewals.  This person will conduct a detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of each group customer.

Primary Responsibilities:

  • Analyzes risk by running manual rate calculations; works with Sales team and other partners to ensure the final proposal will meet the needs of the individual customers

  • Underwrites new business quotes by analyzing plan design, demographics, and experience information to decide whether to accept risk and establish profitable and competitive premium levels.

  • Underwrites renewals by reviewing current plan's premium history, claims history, and company financial condition to determine appropriate renewal action.

  • Prices and offers plan alternatives, and responds to inquiries from the Sales team, broker, customer, and other partners.

  • Works collaboratively with internal and external partners to make sound decisions that will continue to build companies book of life insurance business.